Mortgage partners are key for success. If you would like our recommendation, feel free to contact us for a referral to the best resource that matches your situation.

What can you afford?

Get Pre-approved. A review of your income, savings, monthly expenses, and debt will be necessary to determine how much you can afford. Pre-qualification for a mortgage loan will enable you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and can afford to buy the property. A pre-approval is a simple calculation done by a mortgage lender that tells you the amount you'll be able to finance through a loan. The price you can afford will depend on several factors, such as: gross income, funds you have available for down payment, closing costs and cash reserves required by the lender, your debt and credit history, type of mortgage, current interest rates, etc.